AgentDrives
For ownersFree check

Can an AI agent pay for software?

Agentic commerce, measured: our agent signs up for real products, walks up to their checkout and pays where the product lets an agent pay on its own.

Our drives 1 Oct 2026 to 24 Oct 2026Every payment step, day by dayJSONMarkdown

Agent access, Pay: 5 of 151 products took a payment from our agent.

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The numbers

Of the 151 products we drove, 1 Oct 2026 to 24 Oct 2026.

  1. Took a payment from our agent5 of 151
  2. Offer an agent a way to pay, such as x402 or MPP26 of 151
  3. Our agent got as far as paying45 of 151

The checkpoints: pay, then cancel.

Pay

Can it pay, the agent way?

  1. Got as far as paying45 of 151
  2. Reached the last step before paying, of those30 of 45
  3. Paid, and our side proved it5 of 151

Cancel

Can it cancel?

  1. Had a plan to cancel5 of 151
  2. Cancelled on its own, of those5 of 5

What stops an agent at checkout.

How each product sells

  1. Only a card checkout a person fills in70 of 151
  2. A card checkout an agent could finish with a card it was given59 of 151
  3. No way to buy without talking to someone2 of 151
  4. A person in the way of buying, of those it reached2 of 45

A person in the way

Each product's newest drive. Every payment step, day by day

Products by payment grade. P0: 2 of 151, P1: 70 of 151, P2: 59 of 151, P3: 13 of 151, P4: 4 of 151, P5: 1 of 151.

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Paying without a person. Reached payment: 45 of 151, A person has to buy: 2 of 45, Can pay on its own: 5 of 151.

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Products that took our agent's payment.

The ways an agent can pay.

x402

A 402 answer an agent pays in a stablecoin, request by request.

9 of 151 products we drove offer it.

MPP

A 402 payment challenge an agent pays by card or stablecoin.

2 of 151 products we drove offer it.

ACP

Agentic Commerce Protocol

Not seen in our drives yet.

Current version: 2026-04-17. raw.githubusercontent.com

AP2

Agent Payments Protocol

Not seen in our drives yet.

Current version: v0.2. raw.githubusercontent.com

UCP

Universal Commerce Protocol

Not seen in our drives yet.

Current version: 2026-08-25. ucp.dev

Studies and data.

Report · 23 Oct 2026 · 148 products, 1–22 Oct 2026How far does an AI agent get in SaaS on its own? 148 testedNo product reached Autonomous: 27 run on their own, and five took our side's payment with no card.Read Data story · 21 Oct 2026 · 147 products, 1–20 Oct 20260 of 147 products let an AI agent finish the job alone100 of 147 products explain themselves to agents. Sign-up is where our agent stopped at 92 of 147 products, and payment lags furthest behind.Read Note · 16 Oct 2026 · 140 products, 1–16 Oct 2026Stripe's SPT docs show a Resolve API for other processorsWhat a seller using another processor needs to take an agent's SPT, in preview. Our side proved a native agent payment at 5 of 140.Read

Every payment step, day by day

Fix guides.

The other steps of the journey.

See whether an agent can pay you.

Free: what an agent finds on your site, any wall in its way and how many things to fix.